Insurance and Terms and Conditions
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Why Purchase Travel Protection
  • Affordable Rates
  • The easy, affordable way to protect your vacation investment! Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. The Unique Vacations, Inc. Travel Protection Plan is your ticket to worry-free travel. Now you can protect your travel investment at a very affordable group rate -- take the peace of mind with you when you travel.
     
  • Cancel For Any Reason Waiver
When you purchase this travel protection plan within 7 days of the initial deposit/payment for your trip, you also receive the Unique Vacations Cancellation Waiver Benefit that allows you to cancel or change your Unique Vacations travel arrangements up to the day of departure for any reason. With this Unique Vacations Cancellation Waiver, your land cancellation penalty will be refunded in Unique Vacations travel certificates, with the balance of the refund made in cash or credit card credit. Any benefit payable under this Cancellation Waiver will be reduced by the amount of any cancellation benefits paid or payable by the Unique Vacations Travel Protection Plan or any other insurance plan providing Trip Cancellation benefits. This Cancellation Waiver does not cover air arrangements or any option services such as sightseeing, spa services and private transfers.

Please Note: This travel protection plan may not be purchased after you have made your final payment for your Trip.
Waiver of the Pre-Existing Condition Exclusion
This plan is available regardless of your age. Pre-existing medical conditions are covered if the premium for the coverage is received by Unique Vacations, Inc. within 7 days of the initial deposit/payment for your Trip (provided you are not already disabled from travel when you pay your premium).

For only $99 per Adult ($109 from 12/22-12/31/07 and 12/22-12/31/08), you can purchase our comprehensive travel protection plan. This plan protects against cancellation penalties if the trip is cancelled for any reason prior to departure. Plus, it also covers trip interruption, baggage, medical expenses and other problems that may occur after departure

Below is a brief listing of the plan benefits.

Benefit Maximum Benefit Amount
Accidental Death and Dismemberment $25,000
Medical Expense/Emergency Assistance
Accident and Sickness Medical Expense
Emergency Evacuation and Repatriation
 
$25,000
$50,000
Pre-Departure Trip Cancellation Up To Trip Cost
Post-Departure Trip Interruption Up To Trip Cost
Travel Delay (Up to $150 Per Day) $750
Baggage and Personal Effects $2,500
Baggage Delay $250
 

Why you should purchase Travel Protection
 
If your Trip is Canceled or Interrupted, Your Travel Investment is Protected
If you are like a lot of people these days, you don't just look forward to your vacations, you need them. A vacation is your opportunity to rest, relax, and recharge your batteries. Or to catch up with friends and family. Unfortunately, many things happen that might cause you to cancel your travel plans or cut them short. Illness or injury. The death of a family member. The worst part is, without adequate protection, you can lose your travel investment. The Unique Vacations, Inc. Travel Protection Plan protects your travel investment if your trip is canceled or interrupted for a covered reason such as injury, illness or death of you, an immediate family member, or a traveling companion, business partner or due to a Terrorist Act.

If you must interrupt your trip or return home early for a covered reason, the plan will pay (up to the original cost of your trip) for your unused land or water travel arrangements, less any refund paid or payable, plus the additional air expense to return home or rejoin your trip. 
Medical Expense and Emergency Assistance Benefits Could Be a Real Lifesaver!
If you have a serious illness or injury, the last thing you want to worry about is getting the care you need. The Unique Vacations, Inc. Travel Protection Plan gives you peace of mind with benefits that cover, up to the plan's limits, everything from medical expenses (incurred within one year of a sickness or injury that began during your trip) to special transportation (such as an air ambulance) required for medical reasons.

Travel Delayed? You're OK!
You’ll be reimbursed up to $150 per day (to a maximum of $750 total) for meals and accommodations if your trip is delayed for more than 12 hours for a covered reason.
Baggage Lost or Damaged? You're Protected!
It’s a traveler’s nightmare. You arrive at your destination, but your baggage has disappeared. Or has been stolen or damaged. What do you do? If you’re protected by the Unique Vacations, Inc. Travel Protection Plan, you’ll be reimbursed up to $2,500 to replace or repair your lost or damaged luggage and personal articles.
Baggage Delayed? Need Clothes and Toiletries? Count on us!
The plan reimburses you up to $250 to help cover the cost of clothing, toiletries and/or personal items if your baggage is delayed for more than 24 hours while you are on your trip.
Accidental Death Benefit
Your beneficiaries will receive payment according to the Plan's Schedule of Coverages for accidental death which occurs within 365 days of an injury sustained while you are on your trip.
 
The Travel Protection Plan is Administered by:
 
Trip Mate, Inc.*
9225 Ward Parkway, Suite 200
Kansas City, Missouri 64114

Tel: 1-800-888-7292

Plan Number: 389U

*In CA, dba Trip Mate Insurance Agency
The Unique Vacations, Inc. Travel Protection Plan is Underwritten by:
Stonebridge Casualty Insurance Company, Columbus, Ohio; (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OH, OR, VT, WA and WY Policy Form #’s TAHC5100IPS and TAHC5200IPS.
To review the Certificate of Coverage for complete details about the plan, click here.
 

The information contained on these web pages is a representation of the travel protection plan information as of June 1, 2007. 

Legal Notice & Disclaimer Statement click here.

Terms and Conditions

Cancellation Policy

Cancellation charges (unless otherwise indicated) will depend on the time at which notice of cancellation is recieved.

Cancellation Policies for Land Packages

45 to 30 days prior to arrival

$200 per person

29 to 15 days prior to arrival

50% of package

14 to 0 days to arrival

100% of package

 
Cancellation Policies for Air/Land Packages

45 to 30 days prior to arrival

$200 per person

29 to 15 days prior to arrival

50% of package

14 to 0 days to arrival

100% of package

All changes are subject to restrictions according to the participating carriers.

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